:root{color-scheme:light;--color-bg:#F7F4EE;--color-surface:#FFFCF7;--color-surface-warm:#F5F0E7;--color-surface-nested:#EFE8DC;--color-ink:#1A1A18;--color-ink-hover:#2A2A27;--color-gold:#CBB78A;--color-gold-deep:#B8A276;--color-gold-soft:#EFE2BE;--color-olive:#6B6E5A;--color-olive-deep:#4A4D3E;--color-soft-olive:#E8E9E1;--color-border:#D8CCB3;--color-hairline:#E1D6BD;--color-muted:#6E6657;--color-body:#5F5A50;--color-mineral:#B8B0A3;--color-mineral-dark:#6E675F;--color-mineral-soft:#EEE9E1;--color-report-ink:#2C2723;--color-espresso-deep:#231910;--color-ivory:#FBF4E6;--color-ivory-muted:rgba(244,236,221,0.76);--color-gold-on-dark:#D6AF57;--gutter:clamp(28px,4vw,56px);--container:1120px;--container-narrow:720px;--section-y:clamp(88px,9vw,124px);--section-y-pivot:clamp(112px,11vw,152px);--container-wide:1360px;--space-2:2px;--space-4:4px;--space-6:6px;--space-8:8px;--space-10:10px;--space-12:12px;--space-14:14px;--space-16:16px;--space-18:18px;--space-20:20px;--space-22:22px;--space-24:24px;--space-28:28px;--space-32:32px;--space-40:40px;--space-48:48px;--space-56:56px;--space-64:64px;--space-72:72px;--space-96:96px;--radius-sm:8px;--radius-md:12px;--radius-lg:14px;--radius-xl:18px;--radius-2xl:24px;--radius-pill:999px;--shadow-soft:0 1px 2px rgba(26,26,24,0.03);--shadow-card:0 2px 10px rgba(26,26,24,0.04);--shadow-plate:0 30px 64px -42px rgba(26,26,24,0.18);--duration-fast:120ms;--duration-base:180ms;--duration-slow:260ms;--ease-standard:cubic-bezier(0.2,0,0,1);--reveal-duration:800ms;--reveal-ease:cubic-bezier(0.16,1,0.3,1);--reveal-stagger:80ms;--text-hero:clamp(3.5rem,6.4vw,5.75rem);--text-body-lg:clamp(1.0625rem,1.45vw,1.3125rem);--text-body:1rem;--text-body-sm:0.9375rem;--text-meta:0.8125rem;--text-figure:0.6875rem;--leading-hero:0.95;--leading-body:1.6}@media (max-width:767px){:root{--text-hero:clamp(2.625rem,12vw,3.5rem);--text-body-lg:1.0625rem;--text-body:0.975rem}}*,:after,:before{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}.closing-cta,.closing-meta,.faq,.hero,.practice,.shift,.why{scroll-margin-top:88px}body{margin:0;background:var(--color-bg);color:var(--color-ink);font-family:var(--font-body);font-size:var(--text-body);line-height:var(--leading-body);text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}a{color:inherit}img{max-width:100%;display:block}.eyebrow{margin:0 0 var(--space-12);color:var(--color-muted);font-family:var(--font-body);font-size:.75rem;font-weight:600;letter-spacing:.24em;text-transform:uppercase}.display-hero{margin:0;color:var(--color-ink);font-family:var(--font-display);font-weight:600;font-size:var(--text-hero);line-height:var(--leading-hero);letter-spacing:-.04em}.body-lg{color:var(--color-body);font-size:var(--text-body-lg);line-height:1.55}.meta{color:var(--color-muted);font-size:var(--text-meta);line-height:1.45}.figure-label{display:inline-block;color:var(--color-mineral-dark);font-size:var(--text-figure);font-weight:700;letter-spacing:.22em;text-transform:uppercase}.button,.figure-label{font-family:var(--font-body)}.button{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-10);min-height:58px;padding:0 30px;border-radius:var(--radius-lg);border:1px solid transparent;font-size:1rem;font-weight:600;letter-spacing:.01em;text-decoration:none;cursor:pointer;transition:background-color var(--duration-base) var(--ease-standard),border-color var(--duration-base) var(--ease-standard),color var(--duration-base) var(--ease-standard),transform .22s cubic-bezier(.16,1,.3,1),box-shadow var(--duration-base) var(--ease-standard)}.button:hover{transform:translateY(-1px)}.app-store-badge{display:inline-flex;align-items:center;padding:4px;border-radius:6px;transition:transform .22s cubic-bezier(.16,1,.3,1)}.app-store-badge:hover{transform:translateY(-1px)}.app-store-badge:active{transform:translateY(1px) scale(.97);transition-duration:.1s;transition-timing-function:cubic-bezier(.32,0,.67,0)}.app-store-badge:focus-visible{outline:2px solid var(--color-ink);outline-offset:4px}.app-store-badge img{display:block;height:var(--badge-h,60px);width:auto}.button:active{transform:translateY(1px) scale(.97);transition-duration:.1s;transition-timing-function:cubic-bezier(.32,0,.67,0)}.button:focus-visible{outline:2px solid var(--color-ink);outline-offset:3px}.button-primary{background:var(--color-ink);color:var(--color-surface);box-shadow:0 12px 28px -18px rgba(26,26,24,.35)}.button-primary:hover{background:var(--color-ink-hover);box-shadow:0 16px 36px -20px rgba(26,26,24,.45)}.site-nav{position:-webkit-sticky;position:sticky;top:0;width:100%;max-height:0;overflow:visible;z-index:1000;padding:0 clamp(28px,4vw,56px);pointer-events:none}.site-nav-container{padding:16px 0}.site-nav-content{position:-webkit-sticky;position:sticky;top:12px;z-index:100;pointer-events:auto;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;grid-gap:clamp(20px,3vw,40px);gap:clamp(20px,3vw,40px);width:100%;max-width:100%;margin-inline:auto;padding:12px 18px 12px 24px;background:transparent;backdrop-filter:none;-webkit-backdrop-filter:none;border:1px solid transparent;border-radius:0;box-shadow:none;transition:max-width .35s ease,padding .35s ease,background-color .35s ease,backdrop-filter .35s ease,-webkit-backdrop-filter .35s ease,border-color .35s ease,border-radius .35s ease,box-shadow .35s ease}.site-nav--scrolled .site-nav-content{max-width:1100px;padding:10px 10px 10px 22px;background:rgba(255,252,247,.82);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);border-color:rgba(216,204,179,.55);border-radius:999px;box-shadow:0 14px 32px -16px rgba(26,26,24,.18),0 2px 6px -4px rgba(26,26,24,.08)}.site-nav-mark{font-family:var(--font-display);font-weight:700;font-size:1.0625rem;letter-spacing:-.005em;color:var(--color-ink);text-decoration:none;justify-self:start;white-space:nowrap;transition:opacity .2s ease}.site-nav-mark:hover{opacity:.7}.site-nav-links{list-style:none;margin:0;padding:0;display:flex;gap:clamp(20px,2.4vw,32px);justify-self:center}.site-nav-link{font-family:var(--font-body);font-size:.8125rem;font-weight:500;letter-spacing:.02em;color:var(--color-body);text-decoration:none;transition:color .2s ease}.site-nav-link:focus-visible,.site-nav-link:hover{color:var(--color-ink)}.site-nav-link:focus-visible{outline:2px solid var(--color-ink);outline-offset:4px;border-radius:4px}.site-nav-actions{justify-self:end;display:flex;align-items:center;gap:12px}.site-nav-cta{display:inline-flex;align-items:center;height:38px;padding:0 20px;border-radius:999px;background:var(--color-ink);color:var(--color-surface);font-family:var(--font-body);font-size:.8125rem;font-weight:600;letter-spacing:.01em;text-decoration:none;white-space:nowrap;transition:background-color .2s ease,transform .12s ease}.site-nav-cta:hover{background:var(--color-ink-hover);transform:translateY(-1px)}.site-nav-cta:active{transform:translateY(0)}.site-nav-cta:focus-visible{outline:2px solid var(--color-ink);outline-offset:3px}@media (max-width:767px){.site-nav-links{display:none}.site-nav-content{grid-template-columns:1fr auto;padding:10px 14px 10px 18px;gap:16px}.site-nav--scrolled .site-nav-content{padding:8px 8px 8px 18px}.site-nav-cta{height:34px;padding:0 16px;font-size:.75rem}.site-nav-mark{font-size:.9375rem}.site-nav--scrolled{top:0}.site-nav--scrolled .site-nav-content{top:8px}}@media (prefers-reduced-motion:reduce){.site-nav-content{transition:none}html{scroll-behavior:auto}}.hero{position:relative;min-height:100svh;display:flex;align-items:center;padding-block:var(--section-y-pivot);padding-inline:var(--gutter);overflow:clip;isolation:isolate;background:radial-gradient(120% 90% at 92% 6%,rgba(203,183,138,.14),transparent 46%),radial-gradient(90% 80% at 4% 98%,rgba(232,233,225,.36),transparent 52%),linear-gradient(176deg,var(--color-surface) 0,var(--color-bg) 60%)}.hero-backdrop{position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden}.hero-frame{position:absolute;top:clamp(96px,8vw,116px);right:clamp(20px,3vw,40px);bottom:clamp(20px,3vw,40px);left:clamp(20px,3vw,40px);border:1px solid rgba(216,204,179,.45);border-radius:clamp(22px,2.2vw,32px)}.hero-glow{position:absolute;top:-18%;right:-12%;width:min(58vw,800px);aspect-ratio:1;background:radial-gradient(circle,rgba(203,183,138,.22),rgba(203,183,138,0) 64%);filter:blur(10px);animation:drift-glow 28s var(--ease-standard) infinite alternate}.money-field{position:absolute;inset:0;pointer-events:none;overflow:hidden;--bill-w:clamp(120px,13vw,220px);--bill-tone:178,159,114}.money-bill{position:absolute;animation:money-fall 1.8s cubic-bezier(.16,1,.3,1) var(--fall-delay,0s) backwards,money-float 16s ease-in-out calc(var(--fall-delay, 0s) + 1.8s) infinite;will-change:translate}.money-bill-tilt{will-change:transform}.banknote{width:var(--bill-w);height:calc(var(--bill-w) * .45);border-radius:calc(var(--bill-w) * .08);border:2px solid rgba(var(--bill-tone),var(--bill-op));background:rgba(var(--bill-tone),calc(var(--bill-op) * .32))}.banknote,.banknote-medallion{display:flex;align-items:center;justify-content:center}.banknote-medallion{width:calc(var(--bill-w) * .45 * .58);height:calc(var(--bill-w) * .45 * .58);border-radius:50%;border:2px solid rgba(var(--bill-tone),calc(var(--bill-op) * .85));font-family:var(--font-display),Georgia,serif;font-weight:600;font-size:calc(var(--bill-w) * .45 * .4);line-height:1;color:rgba(var(--bill-tone),calc(var(--bill-op) * 1.25))}@keyframes money-float{0%,to{translate:0 0}50%{translate:0 -6px}}@keyframes money-fall{0%{opacity:0;translate:0 -100px}to{opacity:1;translate:0 0}}@keyframes drift-glow{0%{transform:translateZ(0) scale(1);opacity:.8}to{transform:translate3d(-2.5%,2.5%,0) scale(1.06);opacity:1}}.hero-shell{position:relative;z-index:1;width:100%;max-width:var(--container);margin:0 auto;display:grid;grid-template-columns:minmax(0,36rem) auto;justify-content:center;grid-gap:clamp(40px,4.5vw,72px);gap:clamp(40px,4.5vw,72px);align-items:center}.hero-copy{max-width:36rem}.hero-eyebrow{display:block;margin-bottom:var(--space-28);color:var(--color-mineral-dark);font-size:.625rem;font-weight:600;letter-spacing:.22em;text-wrap:balance}.hero-title{max-width:13ch;text-wrap:balance}.hero-subhead{max-width:32rem;margin:var(--space-32) 0 0;color:var(--color-body);text-wrap:pretty}.hero-actions{display:flex;flex-wrap:wrap;gap:var(--space-16);align-items:center;margin-top:var(--space-40)}.hero-cta{min-width:268px}.cta-glyph{flex:none;margin-top:-2px;opacity:.95}.hero-microcopy{margin:var(--space-18) 0 0;letter-spacing:.01em;font-style:italic;font-weight:700;color:var(--color-body)}.hero-visual{position:relative;min-height:1px}.ritual-stage{position:relative;display:flex;justify-content:center}.preview-wrap{position:relative;width:min(100%,274px)}.phone-shadow{position:absolute;inset:5% 7% 1% 7%;border-radius:40px;background:radial-gradient(ellipse at center,rgba(26,26,24,.2),rgba(26,26,24,0));filter:blur(22px);transform:translateY(12px)}.phone-shell{position:relative;z-index:2;width:min(100%,274px);margin-inline:auto;padding:8px;border-radius:32px;background:linear-gradient(135deg,rgba(84,83,80,.96),rgba(33,33,31,.99) 28%,rgba(10,10,10,1) 55%,rgba(58,57,54,.98) 82%,rgba(118,116,112,.94));box-shadow:inset 0 1px 0 rgba(255,255,255,.14),inset 0 -1px 0 rgba(255,255,255,.06),0 36px 70px -38px rgba(26,26,24,.5)}.phone-button{position:absolute;left:-3px;width:4px;border-radius:999px 0 0 999px;background:linear-gradient(180deg,rgba(98,98,95,.98),rgba(20,20,19,.98));box-shadow:inset 0 0 0 1px rgba(255,255,255,.08)}.phone-button-top{top:76px;height:26px}.phone-button-mid{top:112px;height:38px}.phone-button-power{left:auto;right:-3px;top:106px;height:50px;border-radius:0 999px 999px 0}.preview{position:relative;overflow:hidden;border-radius:24px;aspect-ratio:393/852;background:linear-gradient(180deg,rgba(255,252,247,.98),rgba(245,240,231,.98));border:1px solid rgba(255,255,255,.42);box-shadow:inset 0 1px 0 rgba(255,255,255,.8),inset 0 -1px 0 rgba(216,204,179,.58)}.phone-glass{position:absolute;inset:0;pointer-events:none;background:linear-gradient(118deg,rgba(255,255,255,.28),rgba(255,255,255,0) 24%,rgba(255,255,255,.16) 41%,rgba(255,255,255,0) 56%);mix-blend-mode:screen}.phone-top{position:relative;z-index:2;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;grid-gap:10px;gap:10px;padding:11px 14px 4px;color:var(--color-report-ink);font-family:var(--font-body);font-size:.6875rem;font-weight:700;letter-spacing:.04em}.phone-time{justify-self:start}.phone-island{width:76px;height:20px;border-radius:999px;background:rgba(31,29,25,.92);box-shadow:inset 0 1px 0 rgba(255,255,255,.08)}.phone-status{justify-self:end;display:inline-flex;align-items:center;gap:8px}.phone-battery,.phone-signal{display:inline-block;position:relative}.phone-signal{width:15px;height:10px;background:linear-gradient(to right,var(--color-report-ink) 0 2px,transparent 2px 4px,var(--color-report-ink) 4px 7px,transparent 7px 9px,var(--color-report-ink) 9px 13px,transparent 13px 15px);-webkit-mask:linear-gradient(180deg,transparent 0 18%,#000 18% 100%);mask:linear-gradient(180deg,transparent 0 18%,#000 18% 100%)}.phone-battery{width:20px;height:10px;border:1.5px solid var(--color-report-ink);border-radius:3px}.phone-battery:after{right:-3px;top:2px;width:2px;height:4px;border-radius:0 1px 1px 0}.phone-battery:after,.phone-battery:before{content:"";position:absolute;background:var(--color-report-ink)}.phone-battery:before{inset:1.5px 4px 1.5px 1.5px;border-radius:1.5px}.screen{position:relative;z-index:1;padding:6px 14px 16px}.preview-head{padding:2px 0 10px}.top-chrome{display:flex;align-items:center;justify-content:space-between;gap:14px}.top-chrome-copy{display:grid;grid-gap:6px;gap:6px}.chrome-eyebrow{opacity:.88}.chrome-gear{width:26px;height:26px;border-radius:999px;border:1px solid rgba(216,204,179,.72);display:grid;place-items:center;background:rgba(255,252,247,.74);color:var(--color-muted)}.report-module{padding:12px;background:linear-gradient(180deg,rgba(255,252,247,.94),rgba(245,240,231,.96));border:1px solid rgba(216,204,179,.72);border-radius:16px;box-shadow:0 2px 10px rgba(26,26,24,.04)}.report-module+.report-module{margin-top:9px}.deposit-module{background:linear-gradient(180deg,rgba(239,232,220,.96),rgba(255,252,247,.98))}.balance-module{padding:14px 12px}.balance-grid{display:grid;grid-template-columns:minmax(0,1.18fr) 1px minmax(0,.82fr);align-items:center;grid-gap:14px;gap:14px}.balance-col{min-width:0}.balance-col-right{text-align:right}.balance-divider{width:1px;justify-self:center;align-self:stretch;background:rgba(216,204,179,.72)}.balance-amount,.balance-total{margin:10px 0 0;font-family:var(--font-display);font-weight:600;line-height:.98;letter-spacing:-.03em;font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1,"tnum"}.balance-amount{font-size:clamp(1.7rem,3.8vw,2rem);color:var(--color-gold-deep);letter-spacing:-.045em}.balance-total{font-size:1.18rem;color:var(--color-report-ink);letter-spacing:-.02em}.composer-module{padding:0;overflow:hidden}.composer-prompt{margin:0;padding:14px 12px 12px;color:var(--color-body);font-size:.75rem;line-height:1.5}.composer-rule{height:1px;background:rgba(216,204,179,.68)}.composer-row{display:grid;grid-template-columns:auto 1px auto;align-items:center;justify-content:space-between;grid-gap:10px;gap:10px;padding:10px 12px}.composer-left,.composer-right{display:inline-flex;align-items:center;gap:8px}.composer-left{min-width:18px}.composer-icon{width:15px;height:15px;border:1.5px solid var(--color-mineral-dark);border-radius:4px;position:relative}.composer-icon:before{content:"";position:absolute;left:2px;right:2px;top:4px;height:5px;border-radius:999px;border:1.5px solid var(--color-mineral-dark)}.composer-vrule{width:1px;height:22px;background:rgba(216,204,179,.68)}.composer-amount{color:var(--color-report-ink);font-size:.8125rem;font-weight:700;letter-spacing:-.01em;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.composer-plus{width:18px;height:18px;border-radius:999px;background:var(--color-ink);color:var(--color-surface);display:grid;place-items:center;font-size:.875rem;line-height:1;font-weight:700}.history-block{padding-top:10px}.wordmark{font-family:var(--font-display);font-weight:700;font-size:.875rem;letter-spacing:-.01em;color:var(--color-ink)}.record-title{display:block;margin-bottom:10px}.record-list{list-style:none;margin:0;padding:0;display:grid;grid-row-gap:12px;row-gap:12px}.record-item{display:grid;grid-template-columns:4px 1fr auto;align-items:center;grid-gap:10px;gap:10px}.rule{width:4px;height:26px;border-radius:2px}.rule-1{background:linear-gradient(180deg,#E7D4A6,#CBB78A)}.rule-2{background:linear-gradient(180deg,#8E9079,#6B6E5A)}.rule-3{background:linear-gradient(180deg,#D8CFC1,#B8B0A3)}.record-text{display:flex;flex-direction:column;gap:3px;min-width:0}.record-name{color:var(--color-report-ink);font-size:.75rem;font-weight:600;line-height:1.25;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.record-meta{color:var(--color-muted);font-size:.625rem;letter-spacing:.04em}.record-amt{font-size:.75rem;font-weight:700;color:var(--color-olive-deep);font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1,"tnum"}@keyframes preview-rise{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}.preview{animation:preview-rise .7s var(--ease-standard) .22s both}@media (max-width:767px){.preview{animation:none}}@media (max-width:1199px){.hero-shell{grid-template-columns:minmax(0,1fr);gap:clamp(56px,8vw,80px);justify-items:start}.hero-copy{max-width:40rem}.hero-title{max-width:16ch}.hero-visual{order:2;width:100%;display:flex;justify-content:center}.ritual-stage{width:100%;max-width:420px}.phone-shell,.preview-wrap{width:100%}.money-bill:nth-child(6),.money-bill:nth-child(7){display:none}}@media (max-width:767px){.hero{min-height:auto;padding-top:clamp(124px,18vh,152px);padding-bottom:clamp(56px,9vh,96px)}.hero-frame{top:92px;right:12px;bottom:12px;left:12px;border-radius:20px}.hero-eyebrow{letter-spacing:.2em;margin-bottom:var(--space-24)}.hero-title{max-width:none;letter-spacing:-.035em;line-height:1.02}.hero-subhead{margin-top:var(--space-24)}.hero-actions{margin-top:var(--space-32)}.hero-cta{width:100%;min-width:0;padding-inline:18px}.ritual-stage{max-width:100%}.hero .hero-visual{display:none}.record-name{white-space:normal}.phone-shell{transform:none;padding:8px;border-radius:34px}.preview{border-radius:28px}.phone-island{width:96px;height:24px}.screen{padding-inline:16px;padding-bottom:18px}.balance-grid{grid-template-columns:1fr;gap:14px}.balance-col-right{text-align:left}.balance-divider{width:100%;height:1px}.composer-row{grid-template-columns:1fr;justify-content:stretch}.composer-left,.composer-right{justify-content:space-between}.composer-vrule{width:100%;height:1px}.money-bill:first-child,.money-bill:nth-child(5),.money-bill:nth-child(8){display:none}}.practice{position:relative;background:var(--color-surface-warm);border-top:1px solid rgba(216,204,179,.5);padding-block:var(--section-y);padding-inline:var(--gutter)}.practice-intro{max-width:var(--container-narrow);margin:0 auto;text-align:center}.practice-eyebrow{display:inline-flex;align-items:center;gap:14px;margin:0 0 28px}.practice-eyebrow:after,.practice-eyebrow:before{content:"";flex:none;width:34px;height:1px;background:var(--color-gold)}.display-section{margin:0;font-family:var(--font-display);font-weight:500;font-size:clamp(2.3rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.015em;color:var(--color-ink);text-wrap:balance}.display-section em{font-style:italic;font-weight:500;color:var(--color-gold-deep)}.practice-lead{margin:28px auto 0;max-width:640px;font-size:clamp(1.04rem,1.3vw,1.18rem);line-height:1.62;color:var(--color-body);text-wrap:pretty}.steps{list-style:none;margin:80px auto 0;padding:0;max-width:1120px;display:grid;grid-template-columns:repeat(3,1fr);grid-gap:12px 64px;gap:12px 64px}.step,.step-rule{position:relative}.step-rule{height:1px;background:var(--color-gold);margin-bottom:28px}.step-rule:before{content:"";position:absolute;top:-1px;left:0;width:46px;height:2px;background:var(--color-gold-deep)}.step-num{display:block;font-size:clamp(2.6rem,3vw,3.2rem);line-height:1;letter-spacing:-.01em;color:var(--color-gold-deep)}.step-name,.step-num{font-family:var(--font-display);font-weight:500}.step-name{margin:16px 0 0;font-size:1.5rem;line-height:1.1;color:var(--color-ink)}.step-body{margin:13px 0 0;max-width:32ch;font-size:1.02rem;line-height:1.6;color:var(--color-body);text-wrap:pretty}@media (max-width:1199px){.steps{grid-template-columns:1fr;max-width:560px;gap:0}.step{padding:36px 0;border-top:1px solid rgba(216,204,179,.5)}.step:first-child{border-top:0}.step-rule{display:none}.step-head{display:flex;align-items:baseline;gap:18px}.step-name{margin-top:0}.step-body{max-width:46ch}}@media (max-width:767px){.steps{margin-top:56px}}.shift{position:relative;background:var(--color-espresso-deep);color:var(--color-ivory);padding-block:var(--section-y-pivot);padding-inline:var(--gutter);overflow:hidden;isolation:isolate}.shift-atmos{position:absolute;inset:0;z-index:0;pointer-events:none}.shift-glow{position:absolute;left:50%;top:-22%;width:92vw;max-width:1120px;height:86%;transform:translateX(-50%);background:radial-gradient(58% 72% at 50% 0,rgba(214,175,87,.17),rgba(214,175,87,.05) 46%,transparent 70%);filter:blur(6px)}.shift-glow.low{top:auto;bottom:-32%;background:radial-gradient(58% 72% at 50% 100%,rgba(124,122,78,.14),transparent 66%)}.shift-frame{position:absolute;inset:26px;z-index:0;border:1px solid rgba(217,196,154,.16);border-radius:6px}.shift-inner{position:relative;z-index:1;max-width:var(--container-narrow);margin:0 auto;text-align:center}.shift-eyebrow{display:inline-flex;align-items:center;gap:14px;margin:0 0 28px;color:var(--color-gold-on-dark)}.shift-eyebrow:after,.shift-eyebrow:before{content:"";flex:none;width:34px;height:1px;background:rgba(217,196,154,.45)}.shift-header{margin:0;font-family:var(--font-display);font-weight:500;font-size:clamp(2.6rem,4.8vw,4rem);line-height:1.05;letter-spacing:-.015em;color:var(--color-ivory);text-wrap:balance}.shift-header em{font-style:italic;font-weight:500;color:var(--color-gold-on-dark)}.shift-body{margin:32px auto 0;max-width:680px;font-size:clamp(1.1rem,1.45vw,1.32rem);line-height:1.72;color:var(--color-ivory-muted);text-wrap:pretty}.shift-body .q{color:var(--color-ivory);font-weight:500}.shift-sep{width:1px;height:56px;margin:46px auto 0;background:linear-gradient(rgba(217,196,154,0),rgba(217,196,154,.55))}.shift-closer{margin:30px auto 0;max-width:720px;font-family:var(--font-display);font-style:italic;font-weight:500;font-size:clamp(1.6rem,2.6vw,2.25rem);line-height:1.24;color:var(--color-ivory);text-wrap:balance}.shift-closer .gold{color:var(--color-gold-on-dark)}@media (max-width:767px){.shift-frame{inset:14px}.shift-sep{height:44px;margin-top:38px}}.why{background:var(--color-bg);padding-block:var(--section-y);padding-inline:var(--gutter)}.why-grid{max-width:var(--container);margin:0 auto;display:grid;grid-template-columns:1.08fr .92fr;grid-gap:84px;gap:84px;align-items:center}.why-copy{max-width:560px}.why-header{margin:22px 0 0;font-family:var(--font-display);font-weight:500;font-size:clamp(2.1rem,3.4vw,3rem);line-height:1.12;letter-spacing:-.015em;color:var(--color-ink);text-wrap:balance}.why-header em{font-style:italic;font-weight:500;color:var(--color-gold-deep)}.why-body{margin:26px 0 0;font-size:clamp(1.04rem,1.25vw,1.16rem);line-height:1.66;color:var(--color-body);text-wrap:pretty}.why-card{background:var(--color-surface);border:1px solid var(--color-gold);border-radius:16px;padding:8px 34px 20px;box-shadow:0 34px 64px -46px rgba(39,28,18,.42)}.why-card-title{margin:0;padding:26px 0 4px;font-family:var(--font-display);font-weight:500;font-size:1.5rem;color:var(--color-ink)}.why-feats{list-style:none;margin:8px 0 0;padding:0}.why-feat{display:flex;align-items:center;gap:14px;padding:16px 0;border-top:1px solid rgba(216,204,179,.5);font-size:1.02rem;color:var(--color-report-ink)}.why-tick{width:20px;height:20px;flex:none;border-radius:999px;background:var(--color-gold-deep);display:grid;place-items:center}.why-tick svg{width:10px;height:10px}@media (max-width:1199px){.why-grid{grid-template-columns:1fr;gap:48px;max-width:620px}.why-copy{max-width:none}}@media (max-width:767px){.why-card{padding:6px 24px 14px}}.closing-cta{background:radial-gradient(90% 80% at 50% 0,rgba(203,183,138,.08),transparent 55%),linear-gradient(180deg,var(--color-surface) 0,var(--color-bg) 100%);padding-block:var(--section-y);padding-inline:var(--gutter)}.closing-cta-inner{max-width:var(--container-narrow);margin:0 auto;text-align:center}.closing-cta-visual{display:none}@media (max-width:767px){.closing-cta-visual{display:block;margin:0 auto clamp(40px,8vw,64px);max-width:280px}}.closing-cta-eyebrow{margin-bottom:var(--space-16)}.closing-cta-title{margin:0;color:var(--color-ink);font-family:var(--font-display);font-weight:500;font-size:clamp(2.25rem,4.4vw,4rem);line-height:1.02;letter-spacing:-.03em;text-wrap:balance}.closing-cta-body{max-width:42rem;margin:24px auto 0;color:var(--color-body);font-size:clamp(1.04rem,1.28vw,1.18rem);line-height:1.66;text-wrap:pretty}.closing-cta-actions{display:flex;justify-content:center;margin-top:36px}.closing-cta-button{min-width:268px}.closing-cta-microcopy{margin-top:16px}@media (max-width:767px){.closing-cta-actions{margin-top:28px}.closing-cta-button{width:100%;min-width:0;padding-inline:18px}}.closing-meta{background:var(--color-bg)}.before-begin{background:radial-gradient(110% 90% at 100% 0,rgba(203,183,138,.12),transparent 44%),linear-gradient(180deg,var(--color-surface) 0,var(--color-bg) 100%);padding:28px 48px 112px}.before-begin-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(280px,.9fr);grid-gap:72px;gap:72px;align-items:start}.before-begin-copy-block{max-width:640px}.before-begin-eyebrow{margin-bottom:28px}.before-begin-title{margin:0;font-family:var(--font-display);font-weight:500;font-size:clamp(1.7rem,2.3vw,2.3rem);line-height:1.12;letter-spacing:-.02em;color:var(--color-ink);text-wrap:balance}.before-begin-copy{margin:18px 0 0;max-width:41rem;color:var(--color-body);font-size:1rem;line-height:1.68;text-wrap:pretty}.before-begin-notes{display:flex;flex-direction:column;gap:0;align-content:flex-start;border-top:1px solid rgba(216,204,179,.65)}.before-begin-note{margin:0;padding:20px 0 22px;min-height:0;border-bottom:1px solid rgba(216,204,179,.65);color:var(--color-report-ink);font-size:.95rem;line-height:1.55}.before-begin-note:before{content:"";display:block;width:26px;height:1px;margin-bottom:14px;background:rgba(184,162,118,.9)}.editorial-footer{position:relative;padding-block:clamp(64px,6vw,84px);padding-inline:var(--gutter);overflow:hidden;isolation:isolate;background:var(--color-espresso-deep)}.editorial-footer-atmos{position:absolute;inset:0;z-index:0;pointer-events:none}.editorial-footer-glow{position:absolute;left:50%;top:-26%;width:92vw;max-width:1120px;height:82%;transform:translateX(-50%);background:radial-gradient(58% 72% at 50% 0,rgba(214,175,87,.16),rgba(214,175,87,.05) 44%,transparent 70%);filter:blur(6px)}.editorial-footer-glow.low{top:auto;bottom:-34%;background:radial-gradient(58% 72% at 50% 100%,rgba(124,122,78,.14),transparent 66%)}.editorial-footer-frame{position:absolute;inset:26px;border:1px solid rgba(217,196,154,.16);border-radius:6px}.editorial-footer-inner{position:relative;z-index:1;max-width:var(--container);margin:0 auto}.editorial-footer-content{display:flex;justify-content:space-between;gap:28px;align-items:flex-end}.editorial-footer-brand{max-width:560px}.editorial-footer-eyebrow{margin-bottom:16px;color:var(--color-gold-on-dark)}.editorial-footer-copy{margin:0;color:var(--color-ivory-muted);font-size:.98rem;line-height:1.65;max-width:36rem;text-wrap:pretty}.editorial-footer-nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:12px}.editorial-footer-link{display:inline-flex;align-items:center;min-height:42px;padding:0 16px;border:1px solid rgba(217,196,154,.22);border-radius:999px;color:var(--color-ivory);font-size:.875rem;line-height:1;text-decoration:none;transition:border-color var(--duration-base) var(--ease-standard),background-color var(--duration-base) var(--ease-standard),color var(--duration-base) var(--ease-standard)}.editorial-footer-link:hover{background:rgba(217,196,154,.1);border-color:rgba(217,196,154,.4)}.editorial-footer-link:focus-visible{outline:2px solid rgba(251,244,230,.85);outline-offset:3px}.editorial-footer-disclaimer{margin:36px 0 0;padding-top:28px;border-top:1px solid rgba(217,196,154,.18);color:rgba(214,175,87,.7);font-family:var(--font-body);font-size:.78rem;line-height:1.6;letter-spacing:.005em;text-wrap:pretty}.editorial-footer-copyright{margin:14px 0 0;color:rgba(214,175,87,.45);font-family:var(--font-body);font-size:.72rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;letter-spacing:.02em}.button.is-pending{cursor:default;background:rgba(26,26,24,.78);box-shadow:none}.button.is-pending:active,.button.is-pending:hover{background:rgba(26,26,24,.78);transform:none;box-shadow:none}.legal-page{background:var(--color-bg);min-height:100svh}.legal-hero{padding:112px 48px 36px;background:radial-gradient(90% 80% at 92% 6%,rgba(203,183,138,.1),transparent 42%),linear-gradient(180deg,var(--color-surface) 0,var(--color-bg) 100%)}.legal-body{padding:0 48px 88px}.legal-shell{max-width:860px;margin:0 auto}.legal-back{display:inline-flex;align-items:center;gap:8px;margin:0 0 36px;padding:4px 0;color:var(--color-muted);font-family:var(--font-body);font-size:.8125rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;transition:color .2s var(--ease-standard),gap .2s var(--ease-standard)}.legal-back-arrow{display:inline-block;color:var(--color-gold-deep);font-weight:500;font-size:.95rem;transition:transform .2s var(--ease-standard)}.legal-back:hover{color:var(--color-ink);gap:12px}.legal-back:hover .legal-back-arrow{transform:translateX(-2px);color:var(--color-ink)}.legal-back:focus-visible{outline:2px solid var(--color-gold-deep);outline-offset:4px;border-radius:2px}.legal-title{margin:0;font-family:var(--font-display);font-weight:500;font-size:clamp(2.3rem,4.6vw,4rem);line-height:1.02;letter-spacing:-.03em;color:var(--color-ink);text-wrap:balance}.legal-lead{max-width:42rem;margin:22px 0 0;color:var(--color-body);font-size:clamp(1.02rem,1.24vw,1.14rem);line-height:1.66;text-wrap:pretty}.legal-meta{margin:18px 0 0;color:var(--color-muted);font-size:.875rem;line-height:1.5}.legal-prose{padding-top:22px}.legal-prose h2{margin:34px 0 10px;font-family:var(--font-display);font-weight:500;font-size:clamp(1.4rem,2vw,1.8rem);line-height:1.2;color:var(--color-ink)}.legal-prose li,.legal-prose p{color:var(--color-body);font-size:1rem;line-height:1.72}.legal-prose p{margin:0}.legal-prose ul{margin:12px 0 0;padding-left:1.25rem}.legal-prose li+li{margin-top:6px}.legal-prose a{color:var(--color-ink);text-underline-offset:.16em}@media (max-width:1199px){.before-begin{padding:16px 40px 96px}.before-begin-inner{grid-template-columns:1fr;gap:48px}.legal-hero{padding:96px 40px 32px}.legal-body{padding:0 40px 72px}}@media (max-width:767px){.before-begin{padding:8px 22px 72px}.before-begin-inner{gap:34px}.before-begin-copy{margin-top:16px;font-size:.95rem}.before-begin-note{padding:16px 0 18px}.editorial-footer-frame{inset:14px}.editorial-footer-content{flex-direction:column;align-items:stretch}.editorial-footer-nav{justify-content:flex-start}.editorial-footer-link{justify-content:center;flex-grow:1;flex-shrink:1;flex-basis:calc(50% - 12px)}.legal-hero{padding:82px 22px 26px}.legal-body{padding:0 22px 56px}}@media (prefers-reduced-motion:reduce){.hero-actions,.hero-eyebrow,.hero-glow,.hero-microcopy,.hero-subhead,.hero-title,.money-bill,.preview{animation:none}.button:active,.button:hover{transform:none}}.faq{background:radial-gradient(110% 90% at 100% 0,rgba(203,183,138,.12),transparent 44%),linear-gradient(180deg,var(--color-surface) 0,var(--color-bg) 100%);border-top:1px solid rgba(216,204,179,.65);padding-block:var(--section-y);padding-inline:var(--gutter)}.faq-grid{max-width:var(--container);margin:0 auto;display:grid;grid-template-columns:.82fr 1.18fr;grid-gap:96px;gap:96px;align-items:start}.faq-aside{position:-webkit-sticky;position:sticky;top:64px}.faq-header{margin:22px 0 0;font-family:var(--font-display);font-weight:500;font-size:clamp(2.1rem,3.4vw,3rem);line-height:1.12;letter-spacing:-.015em;color:var(--color-ink);text-wrap:balance}.faq-header em{font-style:italic;font-weight:500;color:var(--color-gold-deep)}.faq-list{list-style:none;margin:0;padding:0;border-top:1px solid rgba(216,204,179,.65)}.faq-item{border-bottom:1px solid rgba(216,204,179,.65)}.faq-q{width:100%;display:grid;grid-template-columns:auto 1fr auto;align-items:baseline;grid-gap:22px;gap:22px;padding:28px 4px 28px 0;margin:0;background:none;border:0;text-align:left;cursor:pointer;font-family:inherit;color:var(--color-ink);transition:color .3s ease}.faq-q:hover{color:var(--color-gold-deep)}.faq-q:focus-visible{outline:2px solid var(--color-gold-deep);outline-offset:4px;border-radius:4px}.faq-idx{font-family:var(--font-body);font-size:.72rem;font-weight:700;letter-spacing:.14em;color:var(--color-gold);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;transform:translateY(-1px)}.faq-q-text{font-family:var(--font-display);font-weight:500;font-size:clamp(1.18rem,1.7vw,1.42rem);line-height:1.28;color:inherit}.faq-toggle{position:relative;width:18px;height:18px;flex:none;align-self:center;transform:translateY(2px)}.faq-toggle:after,.faq-toggle:before{content:"";position:absolute;top:50%;left:50%;background:var(--color-gold);transition:transform .4s cubic-bezier(.22,1,.36,1),opacity .4s cubic-bezier(.22,1,.36,1)}.faq-toggle:before{width:16px;height:1.5px;transform:translate(-50%,-50%)}.faq-toggle:after{width:1.5px;height:16px;transform:translate(-50%,-50%)}.faq-item[aria-expanded=true] .faq-toggle:after{transform:translate(-50%,-50%) scaleY(0);opacity:0}.faq-item[aria-expanded=true] .faq-q{color:var(--color-gold-deep)}.faq-a-inner{overflow:hidden;max-height:0}.faq-a-body{margin:0;padding:0 56px 30px 50px;font-family:var(--font-body);font-size:clamp(1.02rem,1.18vw,1.13rem);line-height:1.66;color:var(--color-body);text-wrap:pretty}@media (max-width:1199px){.faq-grid{grid-template-columns:1fr;gap:48px;max-width:640px}.faq-aside{position:static}}@media (max-width:767px){.faq-q{gap:16px;padding:24px 2px 24px 0}.faq-a-body{padding:0 24px 26px 0}}@media (prefers-reduced-motion:reduce){.faq-q,.faq-toggle:after,.faq-toggle:before{transition:none}}.reveal{display:block}@media (min-width:768px){.reveal{opacity:0;transform:translate3d(0,var(--reveal-distance,24px),0);transition:opacity var(--reveal-duration) var(--reveal-ease) var(--reveal-delay,0s),transform var(--reveal-duration) var(--reveal-ease) var(--reveal-delay,0s)}.reveal.reveal--in{opacity:1;transform:translateZ(0)}}@media (prefers-reduced-motion:reduce){.reveal{transform:none!important;transition:opacity .2s ease!important}}@media (min-width:768px) and (prefers-reduced-motion:no-preference){.display-section em,.faq-header em,.why-header em{background-image:linear-gradient(90deg,var(--color-gold-deep) 0,var(--color-gold-deep) 40%,var(--color-gold-soft) 50%,var(--color-gold-deep) 60%,var(--color-gold-deep) 100%)}.display-section em,.faq-header em,.shift-closer .gold,.shift-header em,.why-header em{background-size:300% 100%;background-position:0 0;background-repeat:no-repeat;-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}.shift-closer .gold,.shift-header em{background-image:linear-gradient(90deg,var(--color-gold-on-dark) 0,var(--color-gold-on-dark) 40%,#F0DBA0 50%,var(--color-gold-on-dark) 60%,var(--color-gold-on-dark) 100%)}.reveal--in .display-section em,.reveal--in .faq-header em,.reveal--in .shift-closer .gold,.reveal--in .shift-header em,.reveal--in .why-header em,.reveal--in.display-section em{animation:gold-shimmer 1.4s cubic-bezier(.16,1,.3,1) .6s forwards}@keyframes gold-shimmer{to{background-position:100% 0}}}.download-modal{position:fixed;inset:0;z-index:2000;display:flex;align-items:center;justify-content:center;padding:24px;background:rgba(26,26,24,.46);backdrop-filter:blur(6px) saturate(120%);-webkit-backdrop-filter:blur(6px) saturate(120%)}.download-modal-card{position:relative;width:min(380px,100%);padding:38px 36px 30px;text-align:center;background:var(--color-surface);border:1px solid var(--color-hairline);border-radius:var(--radius-2xl);box-shadow:var(--shadow-plate)}.download-modal-eyebrow{margin-bottom:10px}.download-modal-title{font-family:var(--font-display);font-size:clamp(22px,2.4vw,26px);line-height:1.2;color:var(--color-ink);margin:0 0 10px}.download-modal-body{font-size:15px;line-height:1.55;color:var(--color-body);margin:0 auto 24px;max-width:30ch}.download-modal-qr{display:inline-flex;padding:16px;background:var(--color-surface);border:1px solid var(--color-hairline);border-radius:var(--radius-lg);box-shadow:var(--shadow-card)}.download-modal-qr svg{display:block}.download-modal-link{display:inline-flex;margin-top:24px;border-radius:6px;transition:transform .22s cubic-bezier(.16,1,.3,1)}.download-modal-link:hover{transform:translateY(-1px)}.download-modal-link:active{transform:translateY(1px) scale(.97);transition-duration:.1s;transition-timing-function:cubic-bezier(.32,0,.67,0)}.download-modal-link:focus-visible{outline:2px solid var(--color-ink);outline-offset:4px}.download-modal-link img{display:block;height:46px;width:auto}.download-modal-microcopy{margin-top:16px}.download-modal-close{position:absolute;top:14px;right:14px;width:32px;height:32px;display:inline-flex;align-items:center;justify-content:center;padding:0;border:none;border-radius:var(--radius-pill);background:var(--color-surface-warm);color:var(--color-muted);cursor:pointer;transition:background-color .2s var(--ease-standard),color .2s var(--ease-standard)}.download-modal-close:hover{background:var(--color-surface-nested);color:var(--color-ink)}.download-modal-close:focus-visible{outline:2px solid var(--color-ink);outline-offset:2px}@media (prefers-reduced-motion:reduce){.download-modal{backdrop-filter:none;-webkit-backdrop-filter:none}}